About Us Our focus is on retirement and life planning by using insurance products such as Fixed Annuities, Life Insurance and Long Term Care. Our objective is to help our clients identify and achieve their financial goals. Professional advice, a diverse, value-added portfolio of products and quality service is the core of our agency. Our Mission Statement At Adkins Financial & Associates we work together to create a financial plan that will help our clients preserve what they already have, protect themselves from financial uncertainty and pass their wealth to their heirs in the most efficient manner possible. Our network of professionals include veteran agents, CPA's and Estate Planning attorneys. Together we work with our client's in "Planning For Tomorrow...Today" A native of Chillicothe, John has been in the financial services industry for 35 years. After a ten year career at MetLife, he founded Adkins Financial & Associates. He is a member of the Chillicothe Country Club, local Elks Lodge #52 and Chillicothe Loyal Order of Moose #1626. His hobbies include golfing, fishing, playing cards & oil painting.

"Planning For Tomorrow...Today" Fill out this form GET A QUOTE! Success! Message received. Send "Being a native of Chillicothe, I have had the pleasure of serving the people of southern Ohio for over 35 years by helping them with their financial needs. I appreciate that I have had a career that has not only allowed me to raise a family but given me the opportunity to meet and form a business and/or personal relationship with many great people." John D. Adkins, LUTCF Founder & Owner Contact Information 1219 Nelson Drive Chillicothe, OH 45601 adkinsfinancial@yahoo.com Tel: 740-703-8756 Testimonial "I have known and worked with John for over 25 years! When it comes to insurance, you will not find an agency owner who has more integrity and is committed to finding the right products for each individual's situation. John and I have worked together on cases involving a diverse portfolio consisting of products such as Immediate Annuities, Traditional Annuities, Fixed Indexed Annuities, Multi-Year Guarantee Annuities, Life Insurance, Disability Insurance, cancer plans and more. If Quality in an agent is what you are looking for, then look no further than Mr. Adkins." Chris Allen- Partner at Dignity Life Marketing Group, LLC

DON'T LET A CLAIM RAIN ON YOUR PARADE. Request a Free Personal Umbrella Insurance Quote Life Insurance Life insurance is a crucial step in planning for your future and the future of your loved ones. Term life Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change. Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy. Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change. Annuities An annuity is a type of policy issued by an insurance company that allows you to save money for retirement. The money you pay in can be either a lump sum or a number of payments. These contributions then earn interest, generally tax-deferred, and after a period of time, provide you with a stream of income. Some of the reasons to purchase an annuity include: Your money grows tax-deferred. This allows your account to grow faster because you earn interest on dollars that would otherwise be paid in taxes. Annuities have the ability to avoid probate. By naming a beneficiary other than your estate, your annuity avoids the expense and delays of probate and maintains your family's privacy. Guaranteed minimum interest rate. Competitive interest rates that can be guaranteed for multiple years An annuity can be designed to provide an income stream that you cannot outlive and once a contract is annuitized, the monthly payment can never decrease. (Not applicable for an interest-only option) Fill out this form GET A QUOTE! Success! Message received. Send Contact Information 1219 Nelson Drive Chillicothe, OH 45601 adkinsfinancial@yahoo.com Tel: 740.703.8756 Long Term Care For many Americans — in particular the 70 million-strong baby boom generation born between 1946 and 1964 — the phrase "long-term care " (LTC) is achieving new urgency. The oldest of the boomers are now less than a decade away from their 80s, the age at which many will start to need help in performing the activities of daily living (ADL). What exactly is long-term care? The term comprises a host of services that vary widely. They range from home care and adult day care to residential care in assisted living or nursing home facilities. But long-term care is generally defined as hands-on assistance provided for an extended period of time to people (of any age, though older people are the primary users) who can't take care of themselves due to a prolonged disability, illness or cognitive impairment such as Alzheimer's disease. About 70 percent of individuals over the age of 65 will require at least some type of long-term care services during their lifetime. Adkins Financial & Associates can help you design an affordable plan which will protect your assets in the event of needed care. Estate Planning Believe it or not, you have an estate. In fact, nearly everyone does. Your estate is comprised of everything you own— your car, home, other real estate, checking and savings accounts, investments, life insurance, furniture, personal possessions. No matter how large or how modest, everyone has an estate and something in common—you can’t take it with you when you die. When that happens—and it is a “when” and not an “if”—you probably want to control how those things are given to the people or organizations you care most about. To ensure your wishes are carried out, you need to provide instructions stating whom you want to receive something of yours, what you want them to receive, and when they are to receive it. You will, of course, want this to happen with the least amount paid in taxes, legal fees, and court costs. That is estate planning—making a plan in advance and naming whom you want to receive the things you own after you die. At Adkins Financial & Associates , our mission is to assist you along this process. Life insurance, annuities, wills & trusts are all vehicles which may aid in protecting, accumulating and finally passing your assets on to your heirs the best way possible.

ABOUT US Our focus is on retirement and life planning by using insurance products such as Fixed Annuities, Life Insurance and Long Term Care. Our objective is to help our clients identify and achieve their financial goals. Professional advice, a diverse, value-added portfolio of products and quality service is the core of our agency. Our Mission Fill out this form GET A QUOTE! Success! Message received. Send Contact Information 1291 Nelson Drive Chillicothe, OH 45601 adkinsfinancial@yahoo.com Tel: 740.703.8756 At Adkins Financial & Associates we work together to create a financial plan that will help our clients preserve what they already have, protect themselves from financial uncertainty and pass their wealth to their heirs in the most efficient manner possible. Our network of professionals include veteran agents, CPA's and Estate Planning attorneys. Together we work with our client's in "Planning For Tomorrow...Today" John D. Adkins, LUTCF Founder/Owner A native of Chillicothe, John has been in the financial services industry for 35 years. After a ten year career at MetLife, he founded Adkins Financial & Associates. He is a member of the Chillicothe-Ross Chillicothe Country Club, local Elks Lodge #52 and Chillicothe Loyal Order of Moose #1626. His hobbies include golf, fishing, playing cards & oil painting.

About Us Our focus is on retirement and life planning by using insurance products such as Fixed Annuities, Life Insurance and Long Term Care. Our objective is to help our clients identify and achieve their financial goals. Professional advice, a diverse, value-added portfolio of products and quality service is the core of our agency. At Adkins Financial & Associates we work together to create a financial plan that will help our clients preserve what they already have, protect themselves from financial uncertainty and pass their wealth to their heirs in the most efficient manner possible. Our network of professionals include veteran agents, CPA's and Estate Planning attorneys. Together we work with our client's in "Planning For Tomorrow...Today" A native of Chillicothe, John has been in the financial services industry for 35 years. After a ten year career at MetLife, he founded Adkins Financial & Associates. He is a member of the Chillicothe-Ross Chillicothe Country Club, local Elks Lodge #52 and Chillicothe Loyal Order of Moose #1626. His hobbies include golf, fishing, playing cards & oil painting.